Money Talks in Bloggy Sense: business

Showing posts with label business. Show all posts

Wednesday, September 16, 2009

Online Business Is Not Easy

UNSPECIFIED - OCTOBER 10: In this photo illus...

I have been around the online world for quite a while and have been able to make a living off understanding fundamental internet marketing and business. The one thing I have learned which I share to all new comers is if you would like to work online don’t come thinking it is cake work or after the first year millions will be pouring into your bank account. Now for the few lucky who develop something great such as the creators of Amazon, Ebay, Twitter, Google, and other monsters they are the exception. For us lone webmasters who develop regular websites and blogs that have a target audience which is somewhat small considering the billion or so individuals online we must work tirelessly day in and day out trying to scrape by. Now I don’t want to seem like a pessimist, but after the collapse of the economy the competition online has grown exponentially so if you would like to work online I will cover some of the basic aspects which you will need.

First of course will be the creation of your web presence whether it is a website, blog, forum, chat room, marketplace, or other. This is where many fail since the research is not done properly to see if there is room within their niche. When setting up a website it is mandatory that your check and see if the niche you are in is possible to climb. For example I began in the “make money” niche which is hugely competitive and if I take a week off I drop dramatically in the SERPs (search engine results pages). So if it is your first website or blog then take the time to find a niche (category of website such as business or marketing) which has room for you and is not overly competitive. If you have true heart then I guess it would be possible to beat out those in your niche. Personally after I learned internet marketing I took time to learn about different ways to gain rank in the SERPs and actually found I could target words within my niche I only needed a couple thousand backlinks to take the first page. I started going after the term “make money online”, but decided 20k backlinks was a little ridiculous so I decided to go after the words “make money free” which only needed around 3k. So be careful when you are deciding a niche to go after and make sure while doing so you are deciding on a key term which you will place in your hyper links.

After you create a web presence the next step on your way to success is finding different ways to market your website. Personally I do this a couple ways the first thing you need to do is find five or six bloggers which you feel really understand internet marketing. The next thing is to get on a few webmaster/internet marketing forums where you will be able to ask questions. The third thing you should do is begin as soon as possible implementing everything you learn testing and continuously adapting to the best possible internet marketing techniques. Anyway you do this and never spam you cannot go wrong. Remember there are millions of other web presences out there wanting your traffic so stay on your toes and work harder than they do.

Related Sites:
Naked Pinay Views, Friendly Remarks , Greeny Fashion, Money Talk s , Marc Nand's Blog , Nodding Nanding's Journal, Amusing Disclosur e , PC Operatis , Online Shopster
Sites to visit :

Mizuno, Calvin Klein, Nike, Moschino, Adidas, Puma, Converse, Dickies, Skecher, DKNY, Emerica, Kayland, Miss Sixty, Umi Kid s, Tommy, Wee Box, Onex, Olukai, FlyFlot, Fratelli, Gravati, Daniel Green, Jumping Jack, Yellow Box, Nine West, Tatami, Coclico, , Via Spiga, Naturalizer, Ecco Golf

Friday, September 11, 2009

Financially Overcoming a Job-Loss

Getting a new job isn’t a cake walk either. Evidently, the signs of worry show up. But if you thought that’s the end of the road, you got it all wrong. Job loss is common, so are its ways to cope with it. You just need to wise up money-wise to recover.

First, if you’ve heavy outstanding bills and debts, go for debt consolidation. It reduces your monthly payments, and also helps you to make a single monthly payment by tacking all debt into one loan. A single loan is always easier to handle in financial crisis as it’s lower than the total payable amount on several loans and bills. Therefore, you get a chance to organize your finances, without any debt woes.

Next, ensure that you have fully received your entitlements from your employer. Some companies have redundancy packages, offering financial advice, outplacement, and career opportunities. Use it if you can.

Then you must reorganize your budgets to meet the situation. The same earning-to-spending ratio wouldn’t stay; therefore, you may fail to pay for your mortgage or credit card. In such a case, be explicit and negotiate fresh payment terms with your creditors.

Don’t make rash financial decisions that may land you in hot water. For instance, push aside all plans for holidaying or buying a new car when you’ve just lost a job. Also, avoid using all your payout to pay off your loans as you’ll have to survive on that money till you find a new job.

You must also change your lifestyle to get over the crisis. Forget being the same party animal or impulsive shopper that you were before. On a positive note, job loss allows you to look back on life and re-evaluate yourself. A job loss also helps you reconsider your career plans and future, which you wouldn’t have done otherwise.

If this thought isn’t cheerful enough, and you’re still having creases on your forehead, seek professional help. Get a financial advisor to plan your finances. Alternatively, go for counseling.

Related Sites:
Naked Pinay Views, Friendly Remarks , Greeny Fashion, Money Talk s , Marc Nand's Blog , Nodding Nanding's Journal, Amusing Disclosur e , PC Operatis , Online Shopster
Sites to visit :

The Easiest Way is to Be First

In Positioning: The Battle for Your Mind (2001), Al Ries & Jack Trout throw out an interesting proposition. Their message to anyone who’s trying to market a product or service is that the easy way to get into a person’s mind is to be first. They say: “You just got to be first”.

Here’s the example they come up with. Ask anyone, “What’s the name of the first person to walk on the moon?” You’re bound to get a few Neil Armstrong’s, especially given that 2009 marks the 40th anniversary of this momentous event. Now ask anyone who answered correctly, “What’s the name of the second person to walk on the moon?” Let them squirm all you like; you’re not going to get a second answer out of anyone.

People rank to remember. And if they choose to not remember who comes in 2nd or 3rd, it’s probably more of a sub-conscious choice, rather than memory-related. After all, would you really want to deal with the 2nd best in your field? Probably not. First is better, by a long shot.

Ries & Trout give this piece of marketing advice: “Be a big fish in a small pond”. You want to be the biggest fish, even if you’re swimming in a puddle this is because you can always increase the size of the pond once you’ve established your predatory status as being no. 1. You just don’t want to end up being a small fish in a big pond. In the world of marketing, this is called positioning.

With an idea like this, it’s no wonder that Ries & Ries, have earned no. 1 ranking in the marketing seminars market, as being the one-and-only company to use gynmorous slide shows. Watch one of their presentations, and you’ll be looking at on average 300 slides an hour, and up to 1,800 slides a day, if you’re attending a day-long seminar. Now that’s got to be an interesting event to sit through. They sell their presentations like going to the movies, with a bit of suspense, comedy, intrigue and education.

So who’s no. 1 in the trucking world? You might have to do a 180◦ turn-around from where you’ve been looking to find them, but they’re definitely well-entrenched in their marketplace. i80 Equipment (www.i80equipment.com) has been the #1 supplier of quality reconditioned trucks, servicing the construction, sign and lighting, telecommunications, tree care, and utility industries. They have over 50 trucks in stock, including used altec bucket trucks, forestry trucks, boom trucks, crane trucks and digger derrick trucks.

And so how do you get to be no. 1 in the trucking world? It’s not having close to 20 years in operation that makes your no. 1. Although this helps. And it’s not knowing your trucks that makes you no. 1. Although this helps too. It’s standing by your trucks that does it. I-80 Equipment won’t put a truck on the road without a 77point inspection, followed by an external inspection and certification process. They are masters of the reconditioning process and their focus is on safety first. Sign up for email alerts of new acquisitions on their expanding lot. Consult with them to buy your bucket truck today!

About The Author:

i80equipment is an online New & Used Bucket Trucks store. Offers a wide variety of Bucket trucks, Boom Trucks & Crane Trucks. The author invites you to visit: http://www.i80equipment.com/

Don’t Make Feature-Based Purchases, Without Facing the Fear Factor

Fear Selling is all about getting to that dreaded question of “What’s it going to cost you if…?”. Here’s a classic example of fear selling in action. An IT Sales Rep. calls up the purchasing manager or CEO of a company and says, “Mr Customer, I work for Anti-Virus Software Ltd. We’ve got a great deal on at only $49.99 a month…”. If this is the approach he uses, the sales guy might not get any further than this. And that’s simply because he’s likely to be one of the ten other sales guys making the same kind of call that day. The CEO probably has his turn-away call down pat. Possibly he’s even started to have fun, saying “Thanks. But we’d rather not”. And maybe on a good day, he even asks the Sales Rep. to go into all the benefits, just to see how well he knows his stuff.

But hey, what if the sales guy, turns his call around, and says: “Whenever I speak with senior decision-makers like yourself, I often here the same three concerns coming up: ‘computer viruses, computer viruses and computer viruses…’. Is this something you can relate to?”. The Sales Rep. knows he’s hitting a soft spot because he’s done his research. And then it’s literally, a hop, skip and a jump away to that unsettling question, “What’s it costing you… in terms of staffing, and problem-shooting and system crashes?”, which can be followed by a clincher: “Ad if you were to put a figure on what is it costing you…?”.

Let’s throw out a radical statement here. Good purchases need to be based fear-factor tested. Don’t base your purchase on the features alone. It’s easy when you’re looking at features, to think that you’re getting a great deal. What you want to do is predict what could go wrong, and make sure that whatever you are purchasing can handle the situation. This is, in part, the idea behind a checklist inspection. A team of experts would have sat down early on it the planning process and said: “What’s really vital to the safe operations of this machine or tool?”, and then they would have had an inspection team in an inspection bay, check that all safety criteria were matched.

I-80 Equipment Company (www.i80equipment.com) have over 15 years in operation, selling quality reconditioned bucket trucks and used digger derricks. They won’t put a truck on the road without a 77point inspection, followed by an external inspection and certification process.

Today, truck drivers need to understand how their trucks operate inside out in order to ensure road safety at all times. I-80 Equipment aim to provide as much information as possible to a potential customer, so that when they walk onto the lot, they’ve seen the video footage, and they know the truck’s mileage, weight, engine and fuel type and transmission. This way, they’re more inclined to move onto road safety, and general maintenance issues.

About The Author: i80equipment is an online New & Used Bucket Trucks store. Offers a wide variety of Bucket trucks, Boom Trucks & Crane Trucks.

Related Sites:
Naked Pinay Views, Friendly Remarks , Greeny Fashion, Money Talk s , Marc Nand's Blog , Nodding Nanding's Journal, Amusing Disclosur e , PC Operatis , Online Shopster
Sites to visit :

Thursday, September 10, 2009

Six Sigma And Finance

The success of Six Sigma implementations depends on the ability of the implementation teams to identify and alter systems that are responsible for the efficiency of a business process. For successful implementation of 6 Sigma concepts and methodologies, organizations need to increase coordination between all the teams involved in the implementations. Consistent support and guidance from senior management is also necessary for ensuring the success of Six Sigma initiatives.

Six Sigma Implementations And The Finance Department

6 Sigma implementations do help in reducing operational costs, but an organization cannot afford to make strategic decisions based on vague assumptions. Organizations need to measure the monetary value of benefits that is being derived through the implementations. The task of assessing the financial spin-offs of the implementations is often entrusted to the finance department that assesses the improvements in relation to the organization's bottom line.

The finance department utilizes project tracking software that measures the improvements being made and generates reports showing the financial payoff. The software is used all throughout the implementation process and the data collected is stored for future referrals. This is important because 6 Sigma programs aim at continuous quality improvements, normally a 30%-60% improvement in around 6 months. Data available from past implementations makes it easier to deploy new Six Sigma concepts and methodologies in an organization.

Selecting The Most Suitable Finance Personnel

For ensuring that the financial functions are successfully carried out, organizations need to select only the most experienced employees. Outsiders can also be hired for this purpose but it is always better to opt for existing employees as they have a better understanding about the organization's business processes.

If the selected employees are new to the concept of Six Sigma, it is necessary to provide adequate training before allocating them the responsibilities that they are supposed to shoulder. Finance personnel selected by an organization, act as the official scorekeepers and report any deviations that might affect the organization's bottom line.

Finance And Quality Issues

Quality improvements are one of the main objectives of 6 Sigma implementations. However, for producing high-quality goods or services that satisfy customer needs, it is necessary to deploy the financial measurement tools and systems at all stages of the implementation process. At the start of the implementation process, a financial impact analysis is conducted to identify the derivable monetary benefits. During the implementations, the actual monetary value of benefits is assessed and reported to the senior management. During the final stages of the implementations, the actual and planned results are compared to provide the necessary feedback to the quality department.

The success of any quality improvement technique such as Six Sigma can be ensured if the implementations are done in accordance with quantifiable financial results. The financial skills of selected personnel also go a long way in ensuring the success of 6 Sigma implementation programs.

Tony Jacowski is a quality analyst for The MBA Journal. Aveta Solution's Six Sigma Online ( http://www.sixsigmaonline.org ) offers online six sigma training and certification classes for lean six sigma, black belts, green belts, and yellow belts.

Sick and Tired of Being Broke?

I'm about to reveal something super powerful to you. It will open up a whole new world for and it will probably change your life (for the better). I have discovered a very big secret when I was just 17 years old. I was just a kid when I discovered the secret to financial freedom.

I know...not many people are so lucky, but now you have the opportunity to learn my exact secrets for making more money than you can imagine.

Before I get into the what it is, I need to warm you up a bit. How sick and tired are you about your current financial status? How sick and tired are you of not having enough money to buy luxury items you desire? How sick and tired are you?

Pretty much fed up right? I was in the same position you know. Yup, I was in the same exact position as you.
- Completely broke.
- No parents to run to.
- Horrible Job.
- A future to take care of.

You see, I had some family problems (divorce of parents) that led me to basically take care of myself. At the age of 17 you don't really know what to make of a responsibility like that. I mean...it was my life... the biggest responsibility of all.

I had to work to save money for college. I never had enough money for anything else, not even a social life! How horrible is that? I'm sure you can relate to the financial situation in some sort of way right?

Well...I'm here to tell you that you can finally stop worrying. I'm going to share with you my secret to success.

So what is this secret?
It all came to me in the post one day. I remember taking the mail out of the mail box one Tuesday. Never in my wildest dreams did I think that FOUR WORDS were going to change my ENTIRE LIFE.

I opened the mail and I got a direct sales letter. The headline read, "Start An Online Business".

The lights went on. The fireworks went off. The shovel hit the dirt.

Those 4 little words paved my entire life ahead of me. A life full of happiness and money.

I realised that I DON'T need a fancy degree or even a lot of money to start my own online business. I realised that I can make REAL money in a virtual world!

So my question goes to you again. Are you sick and tired of not having ENOUGH money?

Well then start an online business! I cannot emphasize this more. Start your very own digital online business asap. You don't even need a product in order to start an online business. There are several websites that are selling OTHER peoples stuff. It's known as affiliate marketing and with the right training, you can seriously cash in with that method.

TAKE ACTION ASAP!

The very first thing you need to do is WANT to succeed. You need to want it really bad.

Here are some benefits of making money on the internet:

1. You are your own boss (beat that!)
2. You'll have more time for yourself
3. You'll have more time for your friends and/or family!
4. You'll have LOADS of money to burn!
5. Live the life of your dreams.

Ok so how do you successfully start an online business?

Here are some steps to follow:

1. Get an idea!
It's vital that you have an idea to start a website about, otherwise what's the point right? Use sources like Webmd to find out whats the general "hot" topics.

2. Start the website
Before you can start a website you'll need a domain name and hosting. The best place to grab a domain name is at Namecheap and the best place to get hosting is Hostgator. Hostgator is probably the best hosting solution currently available.

3. Use Blogging As Your Tool
The website doesn't have to be built with a website editor. You can start a blog which will act as a website! Wordpress is currently the number 1 blog platform and it's FREE. Along with your hosting you will be able to set up a free wordpress blog which will act as your site.

4. Provide valuable content.
Provide valuable content no matter what you do. Add new articles to your blog/website on a daily basis. Try to make your website stand out from the rest by providing good interesting articles that can HELP people.

5. Make money!
It's super easy to make money from your blog. You can sign up to Amazon or Ebay's affiliate program or any other affiliate program for that matter. This will allow you to promote other companies' products online and in return you'll receive commissions for each sale you refer!

There you have it...start an online business asap!

About the Author:
I have found the secret to financial freedom. I want to you show you how I make money EVERY SINGLE DAY and how you can do the same starting TODAY. Are you interested? Then please visit AffiliateTeachings.com for the instructions. Regards, Reinhardt Gallowitz

Humor in Advertisements, The New Approach

Most advertisements, particularly TV ads, are entirely and desperately unexciting. They are too forthright, too specific, too arrogant. I am certain that the effect of these advertisements could be vastly improved if they were made more realistic.

Why not develop an innovative approach in television promotion instead of mindlessly mimicking the Western style of wheezing superlatives, with all their impractical insinuations. (buy our shampoo and you'll get a husband; buy our perfume and you are sure to be attacked by hungry males)?ives, with all their impractical insinuations.

Some ads, for example, could be given an undertone of gambling: XYZ: It may relieve your headache. Or of course it may not. Who can tell? Try it. You may be lucky. The odds against you are only 3 to 1.

Or: Try your luck on BMX fruit juice. Most people detest it, You may be an exception.

Or appeal to man's sense of fairness. A beautiful half-nude girl ( this is typical Italian) might call to the public: S.O.S We are doing badly. Business is rotten, Buy our razors and give us a chance. Honestly they are not much worse than other makes.

Or appeal to man's inborn honesty: Use DXZ Washing Powder. By the way, have you ever tried the whiteness test? To be honest DXZ washes greyest, but after all people do not see your underwear (or they are not supposed to).

Or, just moderate your language. Make no extravagant claims; be vague and incoherent, in other words, be natural: Our chocolate is rather nourishing. Never mind the taste.

Or: Drink our beer. It's dirt cheap and you CAN get used to it.

Or else: Can you tell the difference between our margarine and our hair tonic? WE can't...

Friday, August 7, 2009

How to Save Money When Buying Groceries

The money that you spend on buying groceries each month is not fixed like it is in maintaining your car or everyday traveling. In order to control your spending on groceries, you will need to understand how you end up spending extra money on groceries. These are thing

s that you probably never noticed or realized before. Let me therefore share some friendly advice by attempting to show you some strategies of the shopkeepers that make you spend more than needed.

For you, a grocery shop must be a simple place where you can shop for food and some other household goods but the fact is that it is an example of how the shopkeepers sell more to the consumers than required. It is necessary for you to understand the tactics of the shopkeepers and purchase only those items that you want to shop and avoid all the other things. This will help you to save money by not buying things that the shopkeeper wants you to buy.

Here are some steps for you to understand how a shopkeeper tries to sell you those items that he wants to sell you.

- As soon as you enter the shop, the first thing you will notice is the smell. The reason for this mouth-watering smell is the placement of the bakery near the entrance of the store. The smell is of those freshly baked products. This smell makes you feel hungry because the deserts give out an enticing smell and therefore you feel like buying them. This will make you spend more than you desire. The shopkeeper knows this and hence the placement.

To tackle this kind of a situation what you can do is, go for shopping only after you have had your meals. When you are full, it becomes easy to resist the smell of the bakery deserts and bread.

- The location of the grocery store in the shopping mall is another reason. You will notice that you have to travel a lot to reach the grocery store. On the way to the grocery store, you come across so many other stores that you can’t resist stopping there. That is why it is said that the longer you stay in the

store the more will you spend. That is why you are made to walk so much to get that basic staple food which is bought by everyone. Or perhaps, the beautiful lady or the nice-looking guy you met in fashionable attire has already bought some and you want to follow suit.

To avoid this situation, you can make a list of all the items you need to buy and stick to them till you leave the store.

- Packaging of a product is another factor that attracts you. The colors they use for packing are really bright. This doesn’t mean that you have to end up buying them. You might end up buying the wrong item. If you buy them in bulk from some another place, you will save.

Use the above tips and be careful that you don’t spend more than required when you go out grocery shopping.

Wednesday, August 5, 2009

Success Factors for Becoming Debt-Free

Perhaps you have noticed that debt is nasty and importunate. Debt has a sticky feature, like chewing gum that gets in your hair and wedged into the tread of your sneakers. It's like a splinter you can't get out . The harder you try to get rid of it, the more of it there seems to be. When you dislodge a chunk, you can't believe how much is still left and how hard it is to clean out. It's not an illusion -- or a sign of your own personal failure -- that debt is so sticky. Once you're in debt, researchers have established, you're much more likely to stay in debt for a extended period.

Resolving to get out of debt is easy; actually getting started is a bit harder. But the real ordeal is sticking with your plan. Here's what makes an effort succeed.

Persistence
It's the secret element that is as imperative as, possibly even more important than, finding the funds: persistence. The idea was that each person would race against herself to pay back her debt -- not against each other. You work at your own pace, and everyone's pace is different. It doesn't sound much different than making those monthly payments on your own. In other words, there's no question that debt tends to persist, and you have to cultivate an extraordinary persistence of your own to deal with it.

Accountability

Determine and recognize exactly how much you owed and how much you were paying, and regularly update your progress (or stumbles). If you don’t update your records, you fail. You tell yourself that this is your pursuit and no one’s gonna think and work as determined as you will and can do. We all know that feeling, whether from being on a diet or a too-strict budget. You've tightened your belt to the point that you're afraid to loosen it, lest you go hog-wild crazy. It's a valid fear, and being aware of it is your best defense.

Because most people make a simple but drastic mistake when they borrow from their cards or homes: They don't think about having to repay the money with after-tax dollars. If you feel like your debt is dragging you down and you don't know how you'll get out from under, maybe it's time to put on your running shoes. Ready, set . . .

Reinforcement

In a world where senseless shopping and fashion pursuit always get a gold star, it's hard to find any support for putting money toward financial freedom instead of feeding that plastic monster. To that end, reward yourself (not monetarily) whenever you overcome the temptation. How? That’s easier than looking for the money. You just got to be sensible and resourceful because there is more to life than buying the items or services that you thought are important.

It's not necessarily the big-ticket items that sink your budget. It's the steady onslaught of little ones. Sometimes you need to take drastic steps if you want a dramatic improvement in your financial life.

Camaraderie

Community spirit -- call it what you will. I think of it as the buddy effect. It’s not like you can talk to your best friend about your financial problems -- or your mom or your sister. So having a forum where you can say, 'I just got a $100 birthday check, and I'm putting it toward my credit card balance” -- and then getting a round of cheers from other people -- it's incredible. You don’t simply struggle on your own, others too are struggling like you do and others have already succeeded. Why don’t you find a common ground to share your experiences and get their push. That's because what getting out of debt requires, more than anything, more than money itself -- is stamina. Not only men, but women should build their stamina around supportive peers.

Saturday, October 11, 2008

The Best or the Safest Way to Invest Money

The finest way to invest money is to engage in something that you really know and that makes you feel self-assured. It is understanding if your investment capital is your family nest egg or extra risk capital. So, make

out your plan and have a good idea of your goals. There are so many ways to invest money and they differ so greatly in risk and return. If your investment goal is to provide retirement income, this suggests one type of investment. If your investment goal is to make a large profit on some extra cash that you have managed to accumulate, this would suggest a completely different investment. Once you have an idea of your investment goals, the next step is to educate yourself about the investment opportunities that are suggested. You might be interested in the stock market, or in Forex trading. You might be considering commodity trading. Many people are drawn to mutual funds or bonds. If you are interested in any type of investment, you need to learn as much about it as possible. Many investments use their own terminology and it can be as confusing as a foreign language without a little research. Even if you plan to discuss your investments with a financial advisor, it is a good idea to have a handle on the terminology first.

One of the ways to categorize investments is by looking at their possibilities. All investments carry risk, but it is obvious that the risk of Certificates of Deposit at your local bank are very low. The risk of the stock market is quite a bit more of a concern and using your funds as venture capital is even more uncertain. When you have made a plan, and chosen an investment based on your goals and considered the risk to return ratio that makes you comfortable, you are ready to make your investment. One mistake made by new investors is to be prone to panic and not see things in the long term. If you invest in a stock, for example, and it suffers a drop in price, you need to consider holding on to it and giving it a chance to recover rather than selling in panic and taking a loss. The best investment strategy is a long term one.

But is the best way the safest way or what’s the risk level? The rule seems to be that the more risk involved in an investment, the more chance for a good return. Some investors like to refer to this as the “no guts, no glory” theory. You can invest in safe and secure investments, but you will not make big profits or grow rich. You also will not be likely to lose your investment and go broke either. When you understand this principle, the answer to the question becomes dependent on the rate of return you are expecting. It would be better to go ahead and phrase it this way: What is the safest way to invest money to realize the return on my investment that I desire?

It does not really matter what type of investment you chose. There are still some ways to make the investment safer. The most important is to study the investment carefully. When you are armed with knowledge, you have a much better chance of negotiating the rocky waters of investment. You can develop an investment strategy that further reduces risks. What you can not do is find a sure thing in investing. Certainly not in an investment that offers the chance of a large return. If you are not willing to take some risks, the savings account at your bank might be the best course for you.

Wednesday, September 16, 2009

Friday, September 11, 2009

Thursday, September 10, 2009

Friday, August 7, 2009

Wednesday, August 5, 2009

Saturday, October 11, 2008

Google for more . . .